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    Income Generation


    It is a fact that rural and indigenous people in South East Sulawesi are in abundance of natural resources but living below poverty line. The poor condition is hard to overcome because of structural impoverishment. Rural and indigenous people are trapped into vicious circle. Poor capacity, lack access to natural resources, no access to financial institution are several real condition. Government-sponsored projects are usually out of target because they are not really designed to meet interest of the poor but solely more on raising up the elites' image. The following are some implemented projects/activities under this program:
     

    Improving the Economy of the Indigenous Women of Kulisusu in Lipu and Lakonea Villages
    This project was implemented under financial assistance of Schmitz-Hille-Stiftung (SHS) Germany, with total beneficiaries 200 indigenous women of Kulisusu in two villages of North Buton District, namely Lipu and Lakonea. The project was focused on provision of micro-credit for either expanding ongoing business activities or starting new business.
    Micro credit assistance for indigenous women
    Rural and indigenous people have a common issue in running their business: lack of access to financial institution. Long bureaucracy and formal colateral applied by bank have made them lost from opportunity to be self-developed. Under the circumstances, money lenders (a loan shark) offer more accessible credit but with an extremely high interest. With interest charged between 15% till 35% per month on a daily repayment, rural and indigenous people have no choice. In order to help rural and indigenous people to get out from this debt trap, IDRAP has been implementing a project of micro-credit assistance for indigenous women. By providing cheap credit on a basis of group of five and requirement on member savings, IDRAP does not only want to help them to stop their dependence on moneylenders (a loan shark) but to be more self-help and independent, even from this program. The project has been implemented in more than 40 villages in South east Sulawesi covering more than 3.000 indigenous women. Through this project, many women have expanded their business. And the most important is around 400 women have been able to develop their own capital and are now independent from financial institutions. The demand on this program is coming everyday from other villages, but because of lack of fund available, IDRAP cannot expand coverage of the project. IDRAP's project on micro-credit has been financially supported by several international organizations, ie. Komitee Arzte fur die Dritte Welt (German Doctors), Canada Fund (Canadian Embassy Jakarta), The World Bank (Indigenous People Secretariat), SHS (Schmitz-Hille-Stiftung), and UNPFII (UN Permanent Forum on Indigenous Issues).